Attention Talk 1200 Listeners!
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Three Strategies Smart Businesses
Are Using to Reduce Healthcare Costs.
Turnover costs you money, folks, big money.
New, replacement employees aren’t nearly as efficient as the employee that left, so productivity drops. (I’m talking turnover, which generally means that the good employees are leaving for greener pastures. I’m not talking termination of lousy employees – that boosts efficiency and productivity.) Read more »
In this episode, Jim Edholm and his associate talk about voluntary benefits. Voluntary, employee-pay-all benefits can be made available for various coverage classes such as disability insurance, life insurance, dental, critical illness, accident and many other coverages. Employees appreciate the benefits almost as much as they do benefits that are employer-paid, so they can add to your morale without reducing your bottom line. Go to http://www.businessbenefits.tv for more episodes.
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Met Life does a study every year titled, “Study of Employee Benefit Trends.” This year was the 10th year they’ve done it, and there are some very interesting items in it, which I plan to cover over the coming weeks. This is Met Life’s data but my interpretation. Read more »
I use generic drugs. I like generic drugs – they save me money and seem to do the trick.
But not everyone feels the same way. Some people have allergies or side effects. Some doctors believe that the original is the only drug to use, so they prescribe the drug with “no substitutions” or “D.A.W.,” i.e. “Dispense As Written.”
So? No big deal, right? Read more »
Please click here to see all of our 2012 Newsletters. Also take a look at Jim’s latest article listed below. Read more »
If we can keep the politicians out of it, that is.
I’ve just finished a period where I’ve seen things I haven’t seen in over a decade – specifically, a string of single-digit rate increases – some under 1% – and one actual reduction in rates! In Massachusetts, of all places. Read more »
Read Jim’s latest article talking about the five steps to keep your benefits broker straight. Click here to go to the published article. Read more »
Besides costing you money, selecting the wrong broker might just get you in trouble with the law. I know, you’re thinking, “C’mon, Jim, don’t overstate your case. It can’t be that bad to make a poor choice.” Read more »
See Jim’s Latest article and quote at:
Limited-network plans may offer care you need – for less (Massachusetts Lawyers Weekly – March 1, 2012) – Benefits Package contains advice about benefits that law firms might want to offer their employees. On Feb. 15, the Boston media was abuzz with the just-released news about the Retailers’ Association of Massachusetts making available a health plan to its members that was “20 percent cheaper.” It was a tempest in a teapot — and not the …
Lured by the Group Captive By Dave Lenckus (Risk & Insurance March 1, 2012) – “No group captive is guaranteed to succeed. Benefits broker Jim Edholm — who typically places coverage for employers with 30 to 130 employees, including a handful that self-fund — does not like the idea of group captives.”
You can also go here to see all of my other past published artcles.
This week Gallup released some interesting info on health and well-being in the US. Some years ago Gallup teamed up with Healthways Well Being to create the Gallup-Healthways Well Being Index, which measures the general health of the US. Read more »