Ten Ways to Design Better Wellness Incentive Programs, Annotated

Wellness is all the rage, so I follow whatever I find about it in order to let us be sure the advice we give you is top notch.  Recently, at the website for Employee Benefit Advisor (EBA – a benefit practitioner’s rag) there was an article with this title (minus the “Annotated” – that’s an Edholm addition.  EBA writes for brokers dealing with companies of all sizes, large and small.  Our little BBI universe consists of companies of up to about 300 employees … and your needs are different than MegaCorp, Inc.  So I thought I’d re-submit the article to you with my additions and thoughts.

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Weeding Out Medicare Fraud? Are You Kidding Me?

So I see this Wall Street Journal headline on one of my newsfeeds:

Joint DOJ, HHS Strike Force Seeks To Weed Out Medicare Fraud.

And I think to myself, “Surely they’re kidding.”

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Why Should You Offer a Wellness Plan?

Answer: Because Both You and They Are Paying for Stuff That Needn’t Happen

  • 88% of health care costs are spent on doctor visits, emergency room visits and hospital stays; not preventive care
  • 80% of medical expenses are incurred by 15% of the employee population effected by chronic health conditions (heart disease, diabetes, stroke)
  • 75% of these costs are preventable through lifestyle changes and medication Read more »

Tell Me Why.

OK, so I pick up the paper this morning (always the truth-teller, I’ll admit that Kathy picked up the paper this morning and told me about this), and I see where two guys in Salem, NH have been arrested for – get this – stealing street signs.

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Finally – Wellness That Kinda Makes Sense

You may have noticed over the last few issues that I’m not terribly enthused about many of the wellness programs that are available out there.

Employers who self-fund obviously have more latitude in what they offer employees, and they can adopt a wellness plan that has a realistic potential to show a positive ROI.  I’ve written about the program I call “wellness with teeth” in which employees pay more if they choose not to participate.

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How To Get an Employee Handbook for Nothing

Am I serious?  As serious as a heart attack.  A No-Cost Handbook. But before I tell you about how to get it, I need to remind you of the old sayings about “No such thing as a free lunch,” and “free information is worth what you pay for it.” Read more »

I’d Have Done It for $1M

I just now saw where the State is paying the Canadian contractor who screwed up the Connector Website (you know, the place you go to get taxpayer-subsidized health care) $35M to get out of the contract.

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Find Best Local Rx Prices – For You and Your Employees

And a Money-Saving Health Plan Design Idea

I’ve just run across a fabulous website, at least I think it’s fabulous.

The story of how I found it is interesting.  I cast a pretty wide net to find articles that I think would be useful for you, my clients and prospects.  So I key certain words on Google and look at the results (not as frequently as I should, unfortunately). Read more »

Are You Breaking One (or More) of These Four Laws?

An article in Business News Daily talked about four laws that you may be – as a small to medium sized business – breaking.

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Summer Slowdown? Here Are HR Projects You May Want to Consider

For some businesses, the summer is the slowest time of the year, which means now is the time to do many of those long-awaited projects. Here are a few HR projects to consider getting done.  If your broker isn’t able to help you with these projects and you’d like some input, we’d be glad to give you some articles and such to help you along.  Just email or and we’ll shoot out the info.

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